(Who is he that will lend to Allah a goodly loan so that He may multiply it to him many times) 2:245 was revealed, the Jews said, `O Muhammad! Has your Lord become poor so that He asks His servants to give Him a loan' Allah sent down,
The second verse (18) warns Jews against their grave act of effrontery and mentions its punishment. According to the background of the event, when the Holy Prophet ﷺ presented the Qur'anic injunctions relating to Zakah and Sadaqat (charities), the arrogant Jews started saying that Allah had surely become poor and needy while they were rich, or else why would He go about asking us to give? We seek refuge with Allah from such effrontery. Obviously, they would have hardly believed in the absurd statement they made but, in all likelihood, they would have said so to prove that the Holy Prophet ﷺ was, God forbid, false in his statement. Their argument was: If these verses of the Qur'an are true, then, it necessarily follows that Allah be poor and needy! This absurd argument of theirs being false in itself was not worth responding to because the injunction of Allah Almighty was not for His benefit; it was, rather, for the benefit of the owners of wealth themselves in this world and the hereafter. But, it was termed as giving loan to Allah elsewhere because repayment of a loan is necessary and certain in the sight of every good person. Similar is the case of charity given by someone, the repayment of which Allah Almighty takes upon Himself as if it was the payment of loan taken from someone. Anyone who believes in Allah Almighty as the Creator and Master of everything would never stoop to entertain the kind of doubt from these words of the verse which is there in the saying of the insolent Jews. For this reason, the Qur'an has certainly refrained from answering this doubt. Instead, it has simply restricted itself to announcing that they shall be appre-hended and punished for this effrontery of theirs, for having falsified the Holy Prophet ﷺ and for having made fun of him. It was said that their insolent words will be put on record in 'writing' so that the final evidence goes against them on the Day of Judgmentand they are punished for what they did. Otherwise, Allah Almighty needs no writing.
One comes to be called a believer by just repeating some words (kalimah), but so far as God is concerned, the would-be Muslim becomes a believer only when he sacrifices his life and his wealth for His cause. Without such a sacrifice, nobody’s faith is credible in the eyes of God. One thinks that by safeguarding one’s money one is safeguarding one’s worldly future. But man’s real future is that which pertains to the Hereafter. And money amassed for worldly purposes will only prove to be a curse for the hoarder.
Uthmani text of the Madinah mushaf (King Fahd Complex). Translation: Saheeh International. Tafsir via Quran.com.
![Surah Ali 'Imran 3:182 in Arabic with its translation: “That is for what your hands have put forth and because Allāh is not ever unjust to [His] servants."”](/surah/ali-imran/182/image.jpg)